Prime Credit and Capital

Were you recently denied for a loan or credit card? That denial letter is actually your key to faster approval through legal credit restoration.

That Denial Letter Reveals A Bigger Problem

Your loan denial isn't just a simple "No" - it's a symptom of a credit reporting system that's working against you. Most denials happen because of:

  • Inaccurate or outdated information on your credit reports
  • Collections accounts that may be illegally reported
  • Late payments that should have aged off your report
  • Identity errors or mixed credit files
  • Debt collectors violating your rights under federal law

Our Legal-First Approach To Credit Restoration

Unlike traditional credit repair companies that just send dispute letters, we leverage federal consumer protection laws to force results.

How Our Process Works

Unlike traditional credit repair companies that just send dispute letters, we leverage federal consumer protection laws to force results..

Credit Bureau Blitz

Our team of paralegals files aggressive, legally-backed disputes challenging every inaccurate, unverified, or fraudulent item on your report. We force verification under strict FCRA guidelines.

Violation Audit

Once inaccurate information has been identified our team goes to work reviewing the full record of the the account transactions. We then dispute on your behalf. If they credit reporting agency does not comply. We refer the account to our legal counsel. 

See results or We sue

Within 30 days you see improvements or we escalate to litigation at no extra cost.

Apply for loan

Business loan application- we get busy working with over 250 lenders to get you approved! 

Our  Process

Free Denial Analysis

We review your denial letter and credit situation to create a customized legal strategy.

Enroll in Program

If you decide to move forward, the $299 enrollment begins our formal legal advocacy.

Credit Bureau Blitz

We launch our two-pronged legal attack to challenge inaccuracies and find violations.

Choose your plan

We offer a range of specialized services tailored to meet your individual needs.

Lite

Starting at

$299.00 

1-3 Accounts.

Pro

Starting at

4-6 accounts 

$395.00 

Business

Starting at

$599.00 

6-10 accounts 

Hear from our valued clients

We take great pride in our ability to adapt and our unwavering commitment to excellence in every facet of our service. Discover what we can provide and how we can help propel your success.

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"Prime Credit & Capital transformed my business. Their funding solutions were exactly what I needed to expand, and the process was incredibly smooth."

John D.

"The credit repair service was outstanding. My score improved dramatically, opening up so many new opportunities. Highly recommend!"

Maria S.

"Thanks to Prime Credit & Capital, I navigated my first mortgage with ease. Their team's expertise made all the difference."

David L.

Still need more information ?
We'd love ❤️ to hear from you. 

895 Dove St

Newport Beach, CA 92660

Phone: 949-614-5841

Email: info@elitecreditlines.org

Location